What do you think? Are you ready to hire a Web Designer? At least with a web designer you can deal with a real person as well as the designer is more flexible. Usually with a template there are limitations.
If you take a look at my website, I did design a few templates to be able to offer websites at a spectacular price. The templates are premade by me. I use html (hyper text markup language) and css (cascading style sheets). I already took the time to create these designs, the coding is in place and I only have to fill in the text, pictures and links. This is how a low price can be offered.